SageAndSheets
The Money Reset 2027 bundle: three matching spreadsheets that cover your whole financial picture. Budget every paycheck, pay off debt faster, and watch your net worth grow, for less than buying them separately.
Who this budget spreadsheet bundle is for
Made for anyone starting 2027 with a fresh money plan: a paycheck budget, a debt payoff plan and a net worth tracker that work together.
What's included
- Couples Paycheck Budget: budget by paycheck, bill calendar, sinking funds, fair-share split and a Safe to Spend number
- Debt Payoff Planner: snowball vs. avalanche, debt-free date, interest saved, extra payments and a monthly payment plan
- Net Worth Tracker: every account, monthly net worth, year-end review and a FIRE timeline
- Example and blank versions of every spreadsheet, and a step-by-step PDF guide for each
Features
- Works in Google Sheets and Excel, on desktop and phone
- Matching SageAndSheets design across all three files
- Live dashboards with charts in every file
- No macros, no subscriptions, one-time price
Why it's different
Budget, debt and net worth together, the three numbers that matter for a money reset Real amortization and paycheck-level planning, not printable coloring sheets Built for couples and households, and works just as well solo
How to use it
- Buy once right here (or on Etsy) and download the files instantly.
- Open the example version first to see the template filled in, then use the blank version for your own details.
- Upload the .xlsx to Google Drive and open it with Google Sheets, or open it directly in Excel.
- Follow the PDF guide; formulas update totals, dashboards and alerts as you type.
Frequently asked questions
What's in the bundle?
The Couples Paycheck Budget, the Debt Payoff Planner and the Net Worth Tracker, each with example and blank versions and a PDF guide.
How much do I save?
Bought separately the three templates are $32.97. The bundle is $24.99.
Does it work in Google Sheets and Excel?
Yes. Every spreadsheet opens in Google Sheets (free) and Microsoft Excel. A step-by-step PDF guide is included.
Is anything shipped?
No. It's an instant digital download, available right after purchase.
